At Ladysmith & District Credit Union, we are more than just a financial institution—we are a member-driven, community-focused organization dedicated to helping you achieve your financial goals. Our commitment to service, innovation, and local engagement ensures that we meet all of your banking, borrowing, investing, and insurance needs while reinvesting in the community we all call home.
Banking:
Our banking solutions are designed with our members in mind, offering convenience, accessibility, and value. Whether at home or on the go, you can count on us to provide high-interest savings, basic chequing accounts, and a host of digital banking options, including internet and mobile banking. We also offer essential services such as ATMs, foreign currency accounts, safety deposit boxes, wire transfers, traveller’s cheques, foreign currency exchange, night deposits, and coverdraft protection. Our goal is to make banking simple and secure for our community.
Borrowing:
We understand that life comes with big milestones, and we’re here to support you every step of the way. Whether you’re purchasing your first car, buying your dream home, planning for retirement, or taking that well-deserved vacation, we offer flexible loan options tailored to your needs. As a locally owned and operated financial cooperative, we work with you to find solutions that fit your budget and future goals.
Insurance:
Protecting what matters most to you is our priority. We provide knowledgeable, innovative insurance solutions and unparalleled claim service for home, vehicle, marine, travel, and loans. As Ladysmith’s only motor vehicle branch, we take pride in delivering personalized, community-centered insurance services that give you peace of mind.
Investing:
Our investment products help you build a secure future while keeping your money close to home. We offer competitive deposit rates on term deposits, RRSPs, RESPs, RRIFs, and TFSAs, all guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). By investing with us, you not only secure your financial future but also contribute to the economic growth of our local community.
Service Fees:
As a member of Ladysmith & District Credit Union, you benefit from lower service fees than those charged by other financial institutions. We regularly compare our charges to ensure we provide the best value for our members. Your membership means more than just banking—it means being part of a cooperative that prioritizes people over profits.
